Research

With another impressive Cyber Week in the books for U.S. merchants, it’s time to look back at the results of that Thanksgiving-to-Cyber Monday stretch, absorb the lessons, and adjust strategies for the remainder of the holiday season and beyond....

Buy now, pay later (BNPL) payment options have built a niche at checkout, quickly gaining popularity by giving consumers a flexible way to pay and the instant gratification of immediately receiving their product. But the solutions have real pros...

Javelin Strategy & Research’s annual survey of consumers about their attitudes toward privacy and data collection has revealed an interesting, seemingly contradictory tendency: Consumers, while generally much more concerned about the collection ...

Every year, millions of people from around the globe legally enter the United States but struggle to line up banking and lending services because they lack standard documentation, credit histories, or credit scores. This has left the door open f...

The metaverse of today isn’t like the metaverse of old science fiction. In fact, it’s not one thing at all, but many virtual worlds, each with its own opportunities for players in the payments space. While the metaverse is a future opportunity—p...

Inflationary concerns and tighter money policies continue to affect business spending in the United States and Canada. This Javelin Strategy & Research report takes a look at the current environment for corporate card spending in North America a...

Business credit scores are important components in financial management for small businesses, enabling them to secure financing, obtain credit cards, and access trade credit at large suppliers. But credit scores remain underused and misunderstoo...

Many bankers are conflicted about bill pay and its future in a mobile-first era of digital banking. Javelin’s assessment based on overall adoption, Gen Z behavior, channel preferences, and satisfaction data shows that digital banking strategists...

Cloud service providers are playing a larger role in payments, having moved beyond storing bank data into core services. But as cloud providers begin more efficiently processing payment methods and providing fraud mitigation powered by artificia...

Closed-loop prepaid programs continue to emerge from the chaos of the COVID-19 era. In this annual report, Javelin Strategy & Research takes a look at the market for closed-loop prepaid programs across a range of categories and identifies a new ...