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2023 North American PaymentsInsights: Canada: Generational Consumer Payment Trends

Consumer payments is a wide-ranging topic that can be covered in many ways. Viewing payments trends through a generational lens is important for understanding both the customer of today and the customer of tomorrow.

2023 North American PaymentsInsights: U.S.: Exhibit

Payments is a wide topic that can be explored in many ways. Analyzing trends in payments adoption and usage through a generational lens allows for a more targeted approach, especially when trying to understand the customer of tomorrow. 

2023 North American PaymentsInsights: U.S.: Generational Consumer Payment Trends

Payments is a wide topic that can be explored in many ways. Analyzing trends in payments adoption and usage through a generational lens allows for a more targeted approach, especially when trying to understand the customer of tomorrow. 

Buy Now, Pay Later (BNPL): The Same, But Different

  • Impact Note
  • Date: December 8, 2023
  • Author(s): Ben Danner
  • Research Topic(s): Credit
The buy now, pay later (BNPL) phenomenon continues to be a major force in e-commerce payments. Now, BNPL providers are releasing physical card products to encourage in-store spending. This Javelin Strategy & Research note looks at developments i...

Holiday Takeaways for Merchant Services

  • Impact Note
  • Date: December 8, 2023
  • Author(s): Daniel Keyes
  • Research Topic(s): Merchant
With another impressive Cyber Week in the books for U.S. merchants, it’s time to look back at the results of that Thanksgiving-to-Cyber Monday stretch, absorb the lessons, and adjust strategies for the remainder of the holiday season and beyond....

The Merchant Side of BNPL

  • Javelin Report
  • Date: December 8, 2023
  • Author(s): Daniel Keyes
  • Research Topic(s): Merchant
Buy now, pay later (BNPL) payment options have built a niche at checkout, quickly gaining popularity by giving consumers a flexible way to pay and the instant gratification of immediately receiving their product. But the solutions have real pros...

The Privacy Paradox: Consumers Aren’t Acting on Increased Privacy Concerns

Javelin Strategy & Research’s annual survey of consumers about their attitudes toward privacy and data collection has revealed an interesting, seemingly contradictory tendency: Consumers, while generally much more concerned about the collection ...

The Digital Lending Landscape for Newcomers to the U.S.

Every year, millions of people from around the globe legally enter the United States but struggle to line up banking and lending services because they lack standard documentation, credit histories, or credit scores. This has left the door open f...

Defining (and Finding) the Opportunities in Metaverse Payments

The metaverse of today isn’t like the metaverse of old science fiction. In fact, it’s not one thing at all, but many virtual worlds, each with its own opportunities for players in the payments space. While the metaverse is a future opportunity—p...

North America Commercial Card Market Review and Forecast, 2022-2027

Inflationary concerns and tighter money policies continue to affect business spending in the United States and Canada. This Javelin Strategy & Research report takes a look at the current environment for corporate card spending in North America a...
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