Javelin Research

Payment Strategy Implications in a Pandemic

Impact Note
Date: March 23, 2020
Author(s): Rachel Huber
Research Topic(s): Payments
Concerns over the fallout from COVID-19, or coronavirus, are already being felt by consumers as global demand for goods and services is hampered by quarantines, supply chain disruption, and general consumer uncertainty. These events have both...
COVID-19 has triggered an international response that is unprecedented in terms of how enterprises engage during a pandemic. Until recently, such an event was largely a fictional exercise of documenting what might occur and business continuity...

Coronavirus Refi Boom Exposes Gaps in Mortgage Automation

Impact Note
Date: March 18, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
Mortgage rates hit new record lows this month. But with lenders seemingly unable to scale operations to keep up with the surprise surge in demand, loans with historically low rates have become about as scarce as toilet paper during the coronavirus...

Asymmetrical Security Threats of Banking in the Cloud

Date: March 17, 2020
Author(s): Krista Tedder
Research Topic(s): Fraud & Security, Cybersecurity
This original report, sponsored by Booz Allen Hamilton, explores how geopolitical tensions affect financial institutions’ threat landscape, the state of cloud usage in financial services and what financial institutions need to do to...

Selecting a Digital Banking Platform Provider

Javelin Report
Date: March 10, 2020
Author(s): Emmett Higdon
Javelin maps digital banking vendors’ core competencies and differentiating capabilities to look “beyond the RFP” at the experiences and customer engagement that these platforms can deliver.
Intuit’s planned $7.1 billion acquisition of Credit Karma has the potential to make it the dominant provider of consumer leads to digital financial institutions. But growing concerns about consumer data privacy and Intuit’s track record shepherding...

Trust in Lending

Javelin Report
Date: March 4, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report leverages a new segmentation of Javelin’s Trust, Innovation, and Partnership (TIP) model designed to assess perceptions between borrowers of mortgage, auto, and other loans and consumers without loans. It explores the implications of...
This report provides an overview of those critical trends that will shape the industry over the next decade, provides a framework for how banks should think about bank switching and bank choice for their business customers, and proposes a variety of...
This report reviews the existing privacy laws, identifies cybersecurity threats, and helps guide internal discussions on how to evaluate risks. 

2020 Health of Cash Study

Date: February 11, 2020
Research Topic(s): Payments
The 2020 Health of Cash Study is the fifth annual examination of US consumer payment habits sponsored by Cardtronics. The study provides analysis of day to day usage, bill payment, remittance, and P2P activity providing a holistic view...


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