Javelin Research

Roles Shift as U.S. Open Banking Slows

Javelin Report
Date: December 23, 2020
Author(s): Emmett Higdon
The concept of open banking—enabling consumers to seamlessly and securely share their bank data with third parties—has promised to spur innovation and deliver exciting new products and services to consumers. Market-driven standards, consumer demand...

Stripe Takes on Banking as a Service

Impact Note
Date: December 23, 2020
Author(s): Ian Benton
Since the passage of the Paycheck Protection Program (PPP) in March, financial institutions and technology vendors have worked overtime to process applications and distribute funds in support of small businesses and their employees negatively...

Optimizing Digital Auto Lending to Overcome the Captive Advantage

Javelin Report
Date: December 22, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report examines new models for auto lending and leasing, how market newcomers are attracting consumer interest, and how the relationships among dealers, lenders, and consumers are evolving.

Digitizing the Notary Process

Javelin Report
Date: December 22, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report examines the status of RON legislation around the country and the hurdles to adoption. It also assesses consumer preferences for executing loan documents and the business justifications for investing in remote closing technologies.

Rethinking Disaster Recovery

Javelin Report
Date: December 16, 2020
Author(s): Tracy Kitten
Research Topic(s): Cybersecurity, Fraud & Security
This report reviews the challenges that financial services companies experience from a technological and organizational point of view, with an emphasis on recommendations to minimize the adverse impacts of restoring normal business continuity after...

Get Paid First: Delinquency and the Financially Distressed

Javelin Report
Date: December 16, 2020
Research Topic(s): Payments
This report will provide insight as to which consumers are struggling to pay, identify payment preferences, and outline progressive collection strategies that will make the consumer want to pay back the loan before paying other debt
Javelin’s user experience review provides examples of both challenges and promising approaches from Bank of America, BBVA, Chase, HMBradley, Huntington Bank, Morgan Stanley, One, PNC Bank, USAA, and Wells Fargo.
In this report, Javelin provides an overview of expense management product adoption among business owners, key functionality in the market, the landscape of industry players, and the significant impact these products could have on small-business...

2021 Payments Trends

Javelin Report
Date: December 9, 2020
Research Topic(s): Payments
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years combined but also one where innovation is thriving....

2021 Cybersecurity Trends

Javelin Report
Date: December 9, 2020
Research Topic(s): Cybersecurity, Fraud & Security
Data overload has been a problem for financial services for years, and 2021 will be the tipping point that pushes institutions to get their data under control.

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